Income
Do not make changes to your income sources, including:

  • Losing a rent paying tenant
  • Decreasing your work hours
  • Receive less tips/wages
  • Change jobs

Marital Status
Address any changes to your marital status at the beginning of the process.

Assets
Be cautious of spending. You may need to prove you have reserves after closing.

Credit and Debits

Things to Do:

  • Make all loan and credit car payments on time.
  • Pay only the minimum amount due on your credit card.
 Things to Avoid:

  • Don’t open any new credit cards, loans, or increase your credit limits.
  • Don’t pay old collection accounts down.

Call your mortgage lender if you are considering to or in the process of changing jobs or if you have any questions about maintaining your pre-approval.

How to Stay Pre-approved for a Mortgage
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